Insurance and liability policies

Mandatory Insurance for Operators

Polish law requires cruise companies to carry liability insurance. This covers accidents, property damage, or injuries that might occur during the trip. Reputable operators should be able to show proof of insurance upon request.

Passenger Coverage

• Basic Liability: Protects passengers in the event of accidents caused by the operator or equipment failure.
• Optional Travel Insurance: Guests can purchase personal travel insurance for extra protection, covering things like medical emergencies or missed connections.

Common Policy Inclusions

• Accident Coverage: Medical expenses or compensation in case of injury on board.
• Property Damage: If belongings are damaged due to the operator’s negligence.
• Cancellation Protection: Some operators include refund policies for weather-related or operational cancellations.

Exclusions to Be Aware Of

• Accidents caused by passenger negligence (e.g., ignoring safety instructions).
• Alcohol-related incidents in some cases.
• Extreme weather disruptions not covered unless specified in the contract.

Why Insurance Matters

Insurance ensures that passengers can enjoy the cruise without worrying about unforeseen costs. For events like weddings, corporate cruises, or Krakow sunset boat parties, liability coverage provides additional peace of mind.

Tips for Travelers

• Always confirm that the operator has valid liability insurance.
• Read the terms of the booking contract, especially regarding cancellations and refunds.
• Consider adding personal travel insurance if you want extra security.

In short, while most travelers focus on the views and atmosphere, insurance and liability policies form the backbone of a safe, reliable, and stress-free private cruise experience in Krakow.